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About

About Us
Who We Are

Established in 2023, Syarikat Contat has been a trusted partner for businesses in Penang, Malaysia. From our humble beginnings, we’ve grown into a leading provider of business loans, dedicated to fueling the growth of local enterprises.

Our mission is simple: to support local businesses and drive economic growth in Penang. We believe in fostering entrepreneurship and providing accessible financial solutions that empower businesses to thrive. With our commitment to transparency, integrity, and personalized service, we’re proud to contribute to the prosperity of the Penang community.

Transparency

Flexible Repayment

No Hidden Charges

Accreditation

At Syarikat Contat, we take pride in our commitment to compliance and credibility. We are licensed by KPKT Malaysia, demonstrating our adherence to regulatory standards and our dedication to providing trustworthy financial services. Our money lending license from KPKT Malaysia is a testament to our credibility and commitment to operating within legal and ethical boundaries.

Eligibility Criteria:
eligibility criteria for businesses to qualify for a loan:

Business Registration:

Must be a registered business entity in Malaysia.

Minimum Revenue:
100,000MYR

Business Stability:
Typically, businesses should have been in operation for a minimum period of 6 months

Purpose of the Loan:
Clearly stated purpose for the loan.

Application Process

Initial Inquiry:

  • Contact our team via phone, email, or website to express interest in a business loan.

Consultation:

  • Schedule a consultation with one of our loan officers to discuss your financing needs and assess eligibility.

Documentation Submission:

Prepare and submit required documentation, including:

  • Business registration documents.
  • Financial statements.
  • Bank statements.
  • Identification documents for business owners or directors.

Application Review:

  • Our team will review your application and documentation promptly upon receipt.

Approval Decision:

  • Expect to receive a decision on your loan application within [X days/weeks].

Loan Offer:

  • If approved, you will receive a loan offer outlining the terms, including loan amount, interest rate, and repayment schedule.

Acceptance:

  • Review the loan offer carefully and accept the terms if satisfactory.

Funds Disbursement:

  • Upon acceptance, funds will be disbursed to your designated account promptly.

Repayment:

  • Begin making repayments according to the agreed-upon schedule.

Interest Rates and Terms:

  • Interest rate: Max 18% p.a.
    Term: Maximum 60 months